{"id":4696,"date":"2020-01-15T19:14:21","date_gmt":"2020-01-15T19:14:21","guid":{"rendered":"http:\/\/gelisimsigorta.com.tr.seonoktasi.com\/?page_id=4696"},"modified":"2020-02-13T14:39:36","modified_gmt":"2020-02-13T14:39:36","slug":"ev-ve-esya-sigortasi","status":"publish","type":"page","link":"https:\/\/gelisimsigorta.com.tr\/?page_id=4696","title":{"rendered":"Ev ve E\u015fya Sigortas\u0131"},"content":{"rendered":"\t\t
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Evine Ait T\u00fcm G\u00fcvenli Detaylar Tek \u00c7at\u0131 Alt\u0131nda<\/h2>

Ev ve E\u015fya Sigortas\u0131, apartman\u0131n ortak kullan\u0131m alanlar\u0131 da d\u00e2hil, ev ve e\u015fyan\u0131n ba\u015f\u0131na gelebilecek her \u015feye \u00f6zel \u00e7\u00f6z\u00fcmler \u00fcretti. Evine ait t\u00fcm g\u00fcvenlik detaylar\u0131n\u0131 tek \u00e7at\u0131 alt\u0131nda toplad\u0131.<\/p><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Geni\u015f Kapsaml\u0131 Sigorta
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Sadece evin ve e\u015fyan de\u011fil, apartman\u0131n ortak alanlar\u0131, ailen ve kom\u015fular\u0131n\u0131n g\u00fcvenli\u011fi de Ev ve E\u015fya Sigortas\u0131\u2019n\u0131n geni\u015f teminatlar\u0131n\u0131n kapsam\u0131nda.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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Be\u015fi Bir Yerde Hizmet
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Ev ve E\u015fya Sigortas\u0131 evinin g\u00fcvenli\u011fini garanti alt\u0131na als\u0131n, Be\u015fi Bir Yerde Hizmet de hayat\u0131n\u0131 kolayla\u015ft\u0131rs\u0131n.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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\u0130htiyaca G\u00f6re Se\u00e7enekler
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Kirac\u0131 ya da ev sahibi ol, evini ve e\u015fyan\u0131 ister birlikte ister ayr\u0131 ayr\u0131 sigortalat. Dilersen evinin ve e\u015fyalar\u0131n\u0131n sigorta de\u011ferini sen belirle.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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Ambulans Hizmeti<\/strong><\/p>

Sadece ev ve e\u015fyan de\u011fil, sa\u011fl\u0131\u011f\u0131n da g\u00fcvende. \u0130htiyac\u0131n oldu\u011funda kap\u0131na kadar g\u00f6nderilecek 7\/24 \u00fccretsiz ambulans hizmetini kullanabilirsin.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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label> E\u015fya Bedeli (TL) *
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  1. 1<\/div>
    Ev ve E\u015fya Sigortas\u0131 ile Neler G\u00fcvende?<\/div><\/div>

    Evin<\/h3>

    Evinin i\u00e7i ve apartman\u0131n ortak kullan\u0131m alanlar\u0131 da d\u00e2hil olmak \u00fczere maruz kalabilece\u011fin t\u00fcm fiziki ve do\u011frudan zararlar sigorta kapsam\u0131nda.<\/p><\/div>

    T\u00fcm E\u015fyan<\/h3>

    Giysilerin, ki\u015fisel ve kilit alt\u0131nda korunmas\u0131 \u015fart\u0131 ile ziynet e\u015fyan, elektronik cihazlar\u0131n, hatta bebe\u011finin e\u015fyas\u0131 bile sigorta kapsam\u0131nda.<\/p><\/div>

    Ailen<\/h3>

    Sadece senin de\u011fil, evde ya\u015fayan di\u011fer bireylerin de ev i\u00e7erisinde yaralanmas\u0131 veya sakatlanmas\u0131 durumunda tedavi masraflar\u0131 ve ambulans hizmeti garanti alt\u0131nda.<\/p><\/div>

    Kom\u015fular\u0131n<\/h3>

    \u0130ster kirac\u0131 ol ister ev sahibi, kom\u015fu evlerin senden kaynakl\u0131 maddi hasarlar\u0131 ya da 3. \u015fah\u0131slara kazayla verilen zararlardan do\u011fabilecek tazminat talepleri de d\u00fc\u015f\u00fcn\u00fcld\u00fc.<\/p><\/div><\/div><\/div><\/li>

  2. 2<\/div>
    Teminatlar<\/div><\/div>

    Deprem<\/h3>

    Deprem sonras\u0131nda, DASK-Zorunlu Deprem Sigortas\u0131\u2019n\u0131n limitini a\u015fan hasarlar\u0131 Deprem Teminat\u0131 kar\u015f\u0131lar.<\/p><\/div>

    Yang\u0131n<\/h3>

    Yang\u0131n sonucu olu\u015fan duman, buhar ve hararetin sigortal\u0131 ev ve e\u015fyada neden oldu\u011fu maddi zarar, sigorta kapsam\u0131nda de\u011ferlendirilir.<\/p><\/div>

    Yang\u0131n Mali Sorumluluk<\/h3>

    Sigortal\u0131 ev sahibi ise kirac\u0131ya, sigortal\u0131 kirac\u0131 ise ev sahibine kar\u015f\u0131 yang\u0131n durumunda ortaya \u00e7\u0131kan mali sorumluluk poli\u00e7e kapsam\u0131nda de\u011ferlendirilir. Konut sahibi veya kirac\u0131 olarak bulunulan konutlarda, yang\u0131n\u0131n kom\u015fu bina, konut veya e\u015fyalara zarar vermesi durumunun yaratt\u0131\u011f\u0131 zarar da teminat g\u00fcvencesinde de\u011ferlendirilir.<\/p><\/div>

    H\u0131rs\u0131zl\u0131k<\/h3>

    H\u0131rs\u0131zl\u0131k sonucu \u00e7al\u0131nan ki\u015fisel, ev ve ziynet e\u015fyas\u0131 ya da h\u0131rs\u0131z\u0131n bina veya e\u015fyaya verece\u011fi zararlar\u0131 kapsar.<\/p><\/div>

    Kira Kayb\u0131<\/h3>

    Ev sahipleri i\u00e7in poli\u00e7e kapsam\u0131nda ya\u015fanan vakalar sonucu olu\u015fan hasar nedeniyle m\u00fclk\u00fcn kullan\u0131lamaz hale gelmesi durumunda, kira alamama riski teminat alt\u0131ndad\u0131r. E\u011fer poli\u00e7e sahibi kirac\u0131ysa ve kiray\u0131 \u00f6dedi\u011fi halde poli\u00e7e kapsam\u0131nda ya\u015fanan hasar sonras\u0131 m\u00fclk kullan\u0131lamaz hale gelirse \u00f6denen kiran\u0131n i\u015flemeyen g\u00fcnlere kar\u015f\u0131l\u0131k gelen k\u0131sm\u0131 teminat alt\u0131na al\u0131n\u0131r.<\/p><\/div>

    Enkaz Kald\u0131rma Masraflar\u0131<\/h3>

    Poli\u00e7e kapsam\u0131ndaki riskin ger\u00e7ekle\u015fmesi halinde olu\u015facak enkaz\u0131n kald\u0131r\u0131lmas\u0131 i\u00e7in gerekli olan masraflar\u0131n teminat\u0131d\u0131r.<\/p><\/div>

    \u0130zolasyon Zay\u0131fl\u0131\u011f\u0131 Nedeni ile Meydana Gelen Zararlar<\/h3>

    \u0130zolasyon yetersizli\u011fi ya da kayb\u0131 nedeniyle ya\u011fmur\/kar sular\u0131n\u0131n binan\u0131n d\u0131\u015f cephe ya da teras\u0131ndan veya pencere, kap\u0131 ve pervazlar\u0131ndan s\u0131zmas\u0131 nedeniyle meydana gelen zararlar teminat alt\u0131ndad\u0131r. Nemlenme\/\u0131s\u0131 fark\u0131 nedeniyle olu\u015fan terleme ile k\u00fcflenme sonucu s\u0131va veya boya kabarmalar\u0131 gibi i\u00e7 dekorasyonda meydana gelebilecek zararlar da (Boya, badana ve onar\u0131m masraflar\u0131, olay ba\u015f\u0131na ve poli\u00e7e s\u00fcresince toplam 500 TL\u2019dir.) teminata d\u00e2hildir.<\/p><\/div>

    Elektrik Hasar\u0131na Ba\u011fl\u0131 G\u0131da Bozulmas\u0131<\/h3>

    \u015eim\u015fek, y\u0131ld\u0131r\u0131m gibi atmosferik vakalarda ve normal veya anormal bir elektrik ak\u0131m\u0131n\u0131n meydana gelmesiyle konutta bulunan sigortal\u0131 elektronik cihazlara zarar gelmesi durumunda bozulan g\u0131dalar\u0131n mali masraflar\u0131, poli\u00e7e taraf\u0131ndan kar\u015f\u0131lan\u0131r.<\/p><\/div><\/div>

    Ek Teminatlar<\/h2>

    Dahili Su, Kara, Deniz, Hava Ta\u015f\u0131tlar\u0131 \u00c7arpmas\u0131<\/h3>

    *Poli\u00e7e s\u00fcresi boyunca konuta kara, deniz, hava ta\u015f\u0131t\u0131 \u00e7arpmas\u0131 sonucu ya\u015fanacak zararlar, sigorta teminat\u0131nda de\u011ferlendirilir.<\/p><\/div>

    Kazaen K\u0131r\u0131lma<\/h3>

    *Konut i\u00e7erisinde bulunan ve poli\u00e7e kapsam\u0131nda de\u011ferlendirilen e\u015fyan\u0131n kazayla k\u0131r\u0131lmas\u0131 sonucunda meydana gelecek maddi zararlar teminata d\u00e2hildir.<\/p><\/div>

    Duman, Sel, Su Bask\u0131n\u0131, K\u00f6t\u00fc Niyetli Hareketler, Ter\u00f6r, Kar A\u011f\u0131rl\u0131\u011f\u0131, Yer Kaymas\u0131 Bina Sabit Tesisat\u0131 \u0130\u00e7in H\u0131rs\u0131zl\u0131k Teminat\u0131<\/h3>

    *Duman, sel, su bask\u0131n\u0131, k\u00f6t\u00fc niyetli hareketler, ter\u00f6r, kar a\u011f\u0131rl\u0131\u011f\u0131, yer kaymas\u0131, bina sabit tesisat\u0131 durumlar\u0131 esnas\u0131nda konutta ya\u015fanacak h\u0131rs\u0131zl\u0131k durumlar\u0131nda, poli\u00e7e kapsam\u0131nda de\u011ferlendirilen e\u015fyan\u0131n \u00e7al\u0131nmas\u0131yla olu\u015fan mali zarar kar\u015f\u0131lan\u0131r.<\/p><\/div>

    Su Bask\u0131n\u0131<\/h3>

    *Sel d\u0131\u015f\u0131nda da tesisat sorunlar\u0131 ve her t\u00fcrl\u00fc su bask\u0131n\u0131 sebepleri, sigorta kapsam\u0131ndad\u0131r.<\/p><\/div>

    \u00dc\u00e7\u00fcnc\u00fc \u015eah\u0131slara Kar\u015f\u0131 Mali Sorumluluk<\/h3>

    3. \u015fah\u0131slara kazayla verilen maddi ve bedensel zararlardan do\u011fabilecek tazminat talepleri teminat kapsam\u0131ndad\u0131r.<\/p><\/div>

    Dolu<\/h3>

    *Dolu ya\u011f\u0131\u015f\u0131 sebebiyle sigorta kapsam\u0131nda bulunan konut ve e\u015fyaya gelen zarar teminat alt\u0131ndad\u0131r.<\/p><\/div>

    Misafirlere Ait E\u015fya<\/h3>

    *Sigortal\u0131 konutta meydana gelen yang\u0131n, h\u0131rs\u0131zl\u0131k gibi durumlarda misafirlerin e\u015fyas\u0131 zarar g\u00f6rm\u00fc\u015fse teminat limiti d\u00e2hilinde hasar, sigorta taraf\u0131ndan kar\u015f\u0131lan\u0131r.<\/p><\/div>

    Boya, Badana, Duvar K\u00e2\u011f\u0131d\u0131 Masraflar\u0131<\/h3>

    *Sigortal\u0131n\u0131n kirac\u0131 olmas\u0131 durumunda, teminat kapsam\u0131na giren bir hasar nedeniyle sigortal\u0131 konuta yap\u0131lacak boya, badana ve k\u00e2\u011f\u0131t masraflar\u0131, sigorta teminatlar\u0131na d\u00e2hildir.<\/p><\/div>

    Ferdi Kaza Sigortas\u0131<\/h3>

    *Sigortal\u0131 konut i\u00e7erisinde meydana gelen kazalar sonucu sigortal\u0131 veya sigortal\u0131 ile birlikte ya\u015fayan birinci dereceden yak\u0131nlar\u0131 i\u00e7in ge\u00e7erli olmak \u00fczere vefat ve s\u00fcrekli sakatl\u0131k durumlar\u0131nda tazminat \u00f6denir. Kaza sonucu olu\u015fan tedavi masraflar\u0131 kar\u015f\u0131lan\u0131r.<\/p><\/div>

    Yak\u0131t S\u0131zd\u0131rmalar\u0131<\/h3>

    *Yak\u0131t s\u0131zd\u0131rmalar\u0131 nedeniyle meydana gelebilecek hasarlar\u0131n masraflar\u0131 sigorta kapsam\u0131ndad\u0131r.<\/p><\/div>

    Hukuksal Koruma<\/h3>

    *Sigortal\u0131 konut ile \u00fc\u00e7\u00fcnc\u00fc ki\u015filer aras\u0131nda olu\u015fabilecek uyu\u015fmazl\u0131klarda yap\u0131lmak zorunda olunan hukuki savunma ve dava masraflar\u0131 kar\u015f\u0131lan\u0131r.<\/p><\/div>

    Cam K\u0131r\u0131lmas\u0131<\/h3>

    *Teminat, kap\u0131 ve pencere camlar\u0131nda, cam masa, sehpa, aynalar ve vitrin camlar\u0131nda olu\u015facak kazaen k\u0131r\u0131lma hasarlar\u0131n\u0131 kapsar.<\/p><\/div>

    \u0130kametg\u00e2h De\u011fi\u015fiklik Masraflar\u0131<\/h3>

    *Ev ve E\u015fya Sigortas\u0131\u2019nda yer alan risklerin ger\u00e7ekle\u015fmesi sonucu binan\u0131n oturulamaz hale gelmesiyle ikametg\u00e2h de\u011fi\u015ftirmek zorunda kal\u0131nmas\u0131 durumunda yap\u0131lacak masraflar, poli\u00e7e teminatlar\u0131 aras\u0131ndad\u0131r.<\/p><\/div>

    Elektrik Hasarlar\u0131<\/h3>

    *Y\u0131ld\u0131r\u0131m d\u00fc\u015fmesinin ya da elektrik ak\u0131m\u0131n\u0131n konutta bulunan sigortal\u0131 elektrikli ve elektronik cihazlara do\u011frudan veya dolayl\u0131 olarak verece\u011fi maddi zararlar\u0131 kar\u015f\u0131lar. (Diz \u00fcst\u00fc bilgisayarlar teminat haricidir.) Her bir elektrik hasar\u0131nda 100 TL muafiyet uygulan\u0131r ve y\u0131ll\u0131k \u00f6denecek tazminat, toplam 1.500 TL ile s\u0131n\u0131rl\u0131d\u0131r.<\/p><\/div>

    Bah\u00e7e A\u011fa\u00e7lar\u0131 ve S\u00fcs Bitkileri<\/h3>

    *Teminat kapsam\u0131ndaki bir hasar nedeniyle konuta ait bah\u00e7e a\u011fa\u00e7lar\u0131 ve s\u00fcs bitkilerinin zarar g\u00f6rmesi halinde olu\u015fan masraf, teminat alt\u0131ndad\u0131r.<\/p><\/div>

    Elektronik Cihaz Sigortas\u0131<\/h3>

    *Sigortal\u0131 konuttaki teminat kapsam\u0131nda bulunan elektronik cihazlar; elektrik ak\u0131m\u0131, d\u00fc\u015fme, \u00e7arpma gibi nedenlerle olu\u015fabilecek ar\u0131zalara ve kazalara kar\u015f\u0131 teminat alt\u0131ndad\u0131r.<\/p><\/div>

    Konutun D\u0131\u015f\u0131nda Bulunan E\u015fyalar<\/h3>

    Sigortalanm\u0131\u015f e\u015fyalar\u0131n bak\u0131m, onar\u0131m, vestiyer, kuru temizleme vb. maksatla T\u00fcrkiye s\u0131n\u0131rlar\u0131 i\u00e7erisinde, ge\u00e7ici olarak konut d\u0131\u015f\u0131nda bulundurulmalar\u0131 s\u0131ras\u0131nda, poli\u00e7e kapsam\u0131ndaki risklerden birinin ger\u00e7ekle\u015fmesi halinde ortaya \u00e7\u0131kan masraf\u0131n %5\u2019ine kadarl\u0131k k\u0131sm\u0131 teminat kapsam\u0131ndad\u0131r.<\/p><\/div>

    F\u0131rt\u0131na<\/h3>

    *F\u0131rt\u0131na sebebiyle uydu anteni, kollekt\u00f6r ve klima \u00fcnitelerinde olu\u015facak hasarlar\u0131n ortaya \u00e7\u0131kard\u0131\u011f\u0131 maliyet, sigorta kapsam\u0131ndad\u0131r.<\/p><\/div><\/div><\/div><\/div><\/li><\/ol><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

    Evine Ait T\u00fcm G\u00fcvenli Detaylar Tek \u00c7at\u0131 Alt\u0131nda Ev ve E\u015fya Sigortas\u0131, apartman\u0131n ortak kullan\u0131m alanlar\u0131 da d\u00e2hil, ev ve e\u015fyan\u0131n ba\u015f\u0131na gelebilecek her \u015feye \u00f6zel \u00e7\u00f6z\u00fcmler \u00fcretti. Evine ait t\u00fcm g\u00fcvenlik detaylar\u0131n\u0131 tek \u00e7at\u0131 alt\u0131nda toplad\u0131. Geni\u015f Kapsaml\u0131 Sigorta Sadece evin ve e\u015fyan de\u011fil, apartman\u0131n ortak alanlar\u0131, ailen ve kom\u015fular\u0131n\u0131n g\u00fcvenli\u011fi de Ev ve […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/gelisimsigorta.com.tr\/index.php?rest_route=\/wp\/v2\/pages\/4696"}],"collection":[{"href":"https:\/\/gelisimsigorta.com.tr\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/gelisimsigorta.com.tr\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/gelisimsigorta.com.tr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gelisimsigorta.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4696"}],"version-history":[{"count":4,"href":"https:\/\/gelisimsigorta.com.tr\/index.php?rest_route=\/wp\/v2\/pages\/4696\/revisions"}],"predecessor-version":[{"id":4707,"href":"https:\/\/gelisimsigorta.com.tr\/index.php?rest_route=\/wp\/v2\/pages\/4696\/revisions\/4707"}],"wp:attachment":[{"href":"https:\/\/gelisimsigorta.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4696"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}